This material contains forward-looking statements, which reflect the Company’s assumptions, estimates and outlook for the future based on information available to

the Company and the Company’s plans and expectations as of the date of this material unless the context otherwise indicates. There can be no assurance that the

relevant forward-looking statements will be achieved. Please note that significant differences between such forward-looking statements and actual results may

arise due to various factors, many of which are outside the Company’s control, including changes in economic conditions, changes in individual users’ preferences and

business clients’ needs, competition, changes in the legal and regulatory environment including changes in laws and regulations or guidance, interpretation,

enforcement or practice relating to laws and regulations, fluctuations in foreign exchange rates, climate change or other changes in the natural environment, the

occurrence of large-scale natural disasters, and other factors. Accordingly, readers are cautioned against placing undue reliance on any such forward-looking

This material has been prepared for the sole purpose of providing general reference information. Neither this material nor any of its contents may be disclosed or

used by any third party for any other purpose without the prior written consent of the Company. The Company makes no representation as to the accuracy or

completeness of the information contained in this material and shall not be liable for any loss or damage arising from the use of this material.